Our Dwelling Fire and Specialty Homeowners programs insure rental and landlord, vacant, seasonal and owner-occupied properties. Our programs are designed to target non-standard to preferred properties including older and lower-value homes, homes with minor cosmetic problems, homes with market value below replacement cost and homes under renovation. If you're having a tough time finding a company to insure these types of properties for your customers, you'll be pleasantly surprised with Foremost.
Feature
Foremost
Broad Underwriting
We accept a wide range of properties and risks from non-standard to preferred including older and lower-value homes, rental properties, vacant properties, homes under renovation, seasonal and secondary homes, and customers with credit and loss issues.
Customized Coverage
Customers can build a policy package with the coverage they want – from the dwelling only to a full range of optional coverages. We offer a broad range of optional endorsements that may be added to any policy.
Discounts
Clients with multiple Foremost policies, superior insurance scores, burglar alarms, and those who belong to a Landlord Association, use a Property Management Company, or conduct tenant screenings may be eligible for a discount.
Superior Vacant Policy
Unlike most carriers, Foremost allows a customers' home to be vacant for up to 36 months including homes of any age. And though written as a full-year policy, customers can cancel at any time, subject to a minimum earned premium.
Bundled Landlord Package
Our Landlord Package bundles Liability, Personal Property and Loss of Rents coverage specifically for landlords.
Expert Claim Service
All Foremost policies are backed by their excellent reputation and award-recognized HelpPoint® claims service. Adjusters are trained in settling claims fairly and timely.
Easy Quoting and Booking
We can quote and book a policy right over the phone in just minutes. Simply call us toll-free at 1-800-527-3905 and select the prompt for Foremost Express.
